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We used our in-house reporting to determine the companies that offer the cheapest car insurance rates in Tennessee. Direct Auto came in with the lowest rate currently available in Tennessee at $36.90 per month. Followed by State Farm at $91.28 per month and USAA at $92.17 per month. Lowest Rate. Direct Auto. $36.90. Highest Rate. Dairyland Auto.This includes: Policy number: This is a unique number assigned to your car insurance policy. This helps your company find your exact policy when you make changes or file a claim. Policy term: The ... ….

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